Mesothelioma Compensation
Some people who develop mesothelioma due to asbestos exposure may be able to claim compensation. Your legal entitlements will depend on the state or territory in which you were exposed to asbestos. In some cases, the exposure may have occurred overseas.
Mesothelioma takes a long time to develop, so your exposure to asbestos may have occurred some 40 years ago. You might think it was a trivial exposure, or you may not remember any exposure. Talking to your friends and family can help to bring back memories of places where you may have been exposed to asbestos.
An expert lawyer will also talk you through your life history and help you find out where the exposure took place. They will explain what compensation you may be able to claim and help make the process easy for you to understand.
Generally, a person diagnosed with mesothelioma has two different types of legal entitlements:
a claim through the court, known as a "common law claim"
a claim under a government compensation scheme, known as a "statutory claim".
"When my husband was diagnosed with terminal mesothelioma, we were advised to apply for compensation. He reluctantly contacted lawyers, and they assured us we had a very strong case. My husband didn't survive to `win' his case but I did, with a lot of help, caring, understanding and good advice from our lawyers." – Sharon
Common law claim
A common law claim is a claim process through a court. The claim is brought against the party or parties who caused a person to be exposed to asbestos. These parties are known as the "defendants". A common law claim begins by filing a formal court document known as an "originating process". The originating process must be lodged within your lifetime to protect your entitlement to compensation. As long as you start a common law claim during your lifetime, your estate will still be able to continue with your claim if you die before the claim is finalised.
You need to speak with a lawyer experienced in asbestos-related compensation claims as soon as possible after your diagnosis. If you're too unwell to visit the lawyer in their office, they can visit you at home or in hospital to discuss the process and how it can be simplified for you and your family.
t may still be possible to bring a common law claim even if:
you were exposed to asbestos many years ago
you no longer work for the employer where you were exposed
you have worked for many employers
you were self-employed or a contractor
your employer is no longer in business
you are, or were, a smoker
you were exposed to asbestos in another state or overseas
you were not exposed in the workplace
you were only briefly exposed to asbestos
you were exposed to asbestos on more than one occasion
you don't know how you may have been exposed to asbestos.
Finding a lawyer
Making a mesothelioma claim is a specialised area. It is important to talk to a lawyer or law firm experienced in this area of work, as they often have a wealth of knowledge about how and where asbestos was used.
You can find a leading lawyer in asbestos by checking the Doyles Guide Directory – visit doylesguide.com/australia and type "asbestos" in the search bar. Mesothelioma support organisations can also assist you in contacting an expert asbestos lawyer.
Talking to an expert in this field can help reduce the time taken to investigate a claim. Experienced lawyers also understand mesothelioma and what you are coping with. Your lawyer will work around medical appointments or treatments to try to make things less stressful for you.
How long will a common law case take?
The majority of common law claims for mesothelioma are settled out of court within 3–6 months of the claim being lodged. If your prognosis is poor, or you suddenly become very unwell, the process can be sped up to try to ensure that your common law claim is resolved in your lifetime. Only a few cases actually proceed to a court trial.
What if I die before my claim is settled?
Many people diagnosed with mesothelioma worry that their claim won't be finalised before they die. The largest component of compensation is usually the general damages. So long as you start a common law claim in your lifetime, then your entitlement to general damages is protected, and your estate would be able to continue with your claim if you die before your claim is finalised.
In some circumstances, your family may also be entitled to dependency entitlements if you die because of the mesothelioma. Your lawyer will let you know if this applies to you and your family.
How much does legal action cost?
Legal costs are generally dependent on the amount of legal work required to resolve your case. Most lawyers who specialise in asbestos-related compensation claims offer a "no win, no fee" agreement. This means that the lawyers will only charge for legal services if they are successful in resolving your case. You are also entitled to claim a large portion of your legal costs from the defendants as part of your common law claim. The amount of costs awarded will depend on whether your case was resolved at mediation or at trial.
Ask your lawyer for a costs agreement and get them to talk it through with you so you know what is involved. Be aware that even under a "no win, no fee" agreement, if you:
start a claim but decide to cease the action, you will usually need to pay any legal costs up to that point
proceed but lose the court case, you will not need to pay your
lawyer, but you may still need to pay court costs for yourself and possibly for the defendant
are successful, a significant portion of your compensation might be absorbed by any costs that the defendant doesn't have to pay.
Statutory claims
Some states and territories have special government compensation schemes for people who develop mesothelioma and other asbestos-related diseases. These schemes usually apply only if you have been exposed to asbestos during your employment.
he authorities for Australia's asbestos compensation schemes are:
ACT – WorkSafe ACT, call 02 6207 3000 or visit worksafe.act.gov.au
NSW – Dust Diseases Authority, also known as icare dust diseases are, call 02 8223 6600 or visit icare.nsw.gov.au
NT – NT WorkSafe, call 1800 019 115 or visit worksafe.nt.gov.au
QLD – WorkCover Queensland, call 1300 362 128 or visit worksafe.qld.gov.au
SA – ReturnToWorkSA, call 13 18 55 or visit rtwsa.com
TAS – WorkSafe Tasmania, call 1300 366 322 or visit worksafe.tas.gov.au
VIC – WorkSafe Victoria, call 1800 136 089 or visit worksafe.vic.gov.au
WA – Your employer's insurer or if unknown, Insurance Commission of estern Australia, call 08 9264 3333 or visit icwa.wa.gov.au
Commonwealth – Comcare, call 1300 366 979 or visit comcare.gov.au.
Do I need a lawyer?
It is possible for you and sometimes your dependants to lodge a statutory claim directly with the authority in your state or territory. However, most people with mesothelioma prefer to use a lawyer to arrange all their claims.
The laws around Australia vary and can be complex. Some people may be entitled to bring a common law claim instead of, or in addition to, a statutory claim. It is vital to consult an expert asbestos lawyer before applying for statutory benefits to ensure you aren't excluded from also claiming common law compensation.
Using an expert asbestos lawyer will allow you to access all your entitlements while concentrating on your health and spending time on the things that are important to you.
Advance care planning
It is also worth seeking the advice of a lawyer to ensure your will is up to date and that your intentions for your estate are clear.
You may wish to arrange legal documents appointing a substitute decision-maker. Depending on where you live, the documents for appointing this person may be known as an enduring power of attorney, enduring power of guardianship, or appointment of an enduring guardian. You can also outline your wishes for your future medical care in an advance care directive. These documents are part of advance care planning.
Cancer Council offers a Legal Referral Service that can help with wills and advance care planning, and assistance is free for eligible clients. Call 13 11 20 to find out more.
Pada
suatu masa di pedalaman pulau Batam, ada sebuah desa yang didiami
seorang gadis yatim piatu bernama Mah Bongsu. Ia menjadi pembantu rumah
tangga dari seorang majikan bernama Mak Piah. Mak Piah mempunyai seorang
putri bernama Siti Mayang. Pada suatu hari, Mah Bongsu mencuci pakaian
majikannya di sebuah sungai. “Ular…!” teriak Mah Bongsu ketakutan ketika
melihat seekor ulat mendekat. Ternyata ular itu tidak ganas, ia
berenang ke sana ke mari sambil menunjukkan luka di punggungnya. Mah
Bongsu memberanikan diri mengambil ular yang kesakitan itu dan
membawanya pulang ke rumah.
Mah Bongsu merawat ular
tersebut hingga sembuh. Tubuh ular tersebut menjadi sehat dan bertambah
besar. Kulit luarnya mengelupas sedikit demi sedikit. Mah Bongsu
memungut kulit ular yang terkelupas itu, kemudian dibakarnya. Ajaib…
setiap Mah Bongsu membakar kulit ular, timbul asap besar. Jika asap
mengarah ke Negeri Singapura, maka tiba-tiba terdapat tumpukan emas
berlian dan uang. Jika asapnya mengarah ke negeri Jepang, mengalirlah
berbagai alat elektronik buatan Jepang. Dan bila asapnya mengarah ke
kota Bandar Lampung, datang berkodi-kodi kain tapis Lampung. Dalam tempo
dua, tiga bulan, Mah Bongsu menjadi kaya raya jauh melebih Mak Piah
Majikannya.
Kekayaan Mah Bongsu membuat orang
bertanya-tanya.. “Pasti Mah Bongsu memelihara tuyul,” kata Mak Piah. Pak
Buntal pun menggarisbawahi pernyataan istrinya itu. “Bukan memelihara
tuyul! Tetapi ia telah mencuri hartaku! Banyak orang menjadi penasaran
dan berusaha menyelidiki asal usul harta Mah Bongsu. Untuk menyelidiki
asal usul harta Mah Bongsu ternyata tidak mudah. Beberapa hari orang
dusun yang penasaran telah menyelidiki berhari-hari namun tidak dapat
menemukan rahasianya.
“Yang penting sekarang ini, kita tidak dirugikan,” kata Mak Ungkai kepada
tetangganya. Bahkan Mak Ungkai dan para tetangganya mengucapkan terima
kasih kepada Mah Bongsu, sebab Mah Bongsu selalu memberi bantuan
mencukupi kehidupan mereka sehari-hari. Selain mereka, Mah Bongsu juga
membantu para anak yatim piatu, orang yang sakit dan orang lain yang
memang membutuhkan bantuan. “Mah Bongsu seorang yang dermawati,” sebut
mereka.
Karena merasa tersaingi, Mak Piah dan
Siti Mayang, anak gadisnya merasa tersaingi. Hampir setiap malam mereka
mengintip ke rumah Mah Bongsu. “Wah, ada ular sebesar betis?” gumam Mak
Piah. “Dari kulitnya yang terkelupas dan dibakar bisa mendatangkan harta
karun?” gumamnya lagi. “Hmm, kalau begitu aku juga akan mencari ular
sebesar itu,” ujar Mak Piah.
Mak
Piah pun berjalan ke hutan mencari seekor ular. Tak lama, ia pun
mendapatkan seekor ular berbisa. “Dari ular berbisa ini pasti akan
mendatangkan harta karun lebih banyak daripada yang didapat oleh Mah
Bongsu,” pikir Mak Piah. Ular itu lalu di bawa pulang. Malam harinya
ular berbisa itu ditidurkan bersama Siti Mayang. “Saya takut! Ular
melilit dan menggigitku!” teriak Siti Mayang ketakutan. “Anakku, jangan
takut. Bertahanlah, ular itu akan mendatangkan harta karun,” ucap Mak
Piah.
Sementara itu, luka ular milik Mah
Bongsu sudah sembuh. Mah Bongsu semakin menyayangi ularnya. Saat Mah
Bongsu menghidangkan makanan dan minuman untuk ularnya, ia tiba-tiba
terkejut. “Jangan terkejut. Malam ini antarkan aku ke sungai, tempat
pertemuan kita dulu,” kata ular yang ternyata pandai berbicara seperti
manusia. Mah Bongsu mengantar ular itu ke sungai. Sesampainya di sungai,
ular mengutarakan isi hatinya. “Mah Bongsu, Aku ingin membalas budi
yang setimpal dengan yang telah kau berikan padaku,” ungkap ular itu.
“Aku ingin melamarmu dan menjadi istriku,” lanjutnya. Mah Bongsu semakin
terkejut, ia tidak bisa menjawab sepatah katapun. Bahkan ia menjadi
bingung.
Ular segera menanggalkan kulitnya dan seketika itu juga berubah wujud menjadi
seorang pemuda yang tampan dan gagah perkasa. Kulit ular sakti itu pun
berubah wujud menjadi sebuah gedung yang megah yang terletak di halaman
depan pondok Mah bongsu. Selanjutnya tempat itu diberi nam desa “Tiban”
asal dari kata ketiban, yang artinya kejatuhan keberuntungan atau
mendapat kebahagiaan.
Akhirnya,
Mah Bongsu melangsungkan pernikahan dengan pemuda tampan tersebut.
Pesta pun dilangsungkan tiga hari tiga malam. Berbagai macam hiburan
ditampilkan. Tamu yang datang tiada henti-hentinya memberikan ucapan
selamat.
Dibalik kebahagian Mah Bongsu, keadaan
keluarga Mak Piah yang tamak dan loba sedang dirundung duka, karena Siti
Mayang, anak gadisnya meninggal dipatok ular berbisa.
Konon, sungai pertemuan Mah Bongsu
dengan ular sakti yang berubah wujud menjadi pemuda tampan itu dipercaya
sebagai tempat jodoh. Sehingga sungai itu disebut “Sungai Jodoh”.
Moral: Sikap tamak, serakah akan
mengakibatkan kerugian pada diri sendiri. Sedang sikap menerima apa
adanya, mau menghargai orang lain dan rela berkorban demi sesama yang
membutuhkan, akan berbuah kebahagiaan.
Sumber : http://www.elexmedia.co.id
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